Proforma Calculator
Select Product
Product available:
Rental Income
Monthly Rent: $ 0.00/ Annual Rent: $ 0.00
Input the specifics for each unit included in your project. Include the number of each unit type, the area of each unit, and the rent per unit.
Unit Profile 1
Type of unit
Number of units
Unit area (sq ft)
Rent per unit ($)
Storage rent ($)
Parking rent ($)
Monthly Rent: $ 0.00/ Annual Rent: $ 0.00/ Total Living Space: 0.00 sqft
Income Summary
GPI: $ 0.00/ EGI: $ 0.00/ NOI: $ 0.00
Annual Gross Potential Income (GPI)
$60.00
Your project’s maximum potential revenue assuming all units are occupied at the highest achievable rental rate.
Vacancy & Bad Debt Allowance
$ -
An estimate of how often and for how long units may remain vacant, expressed as a percentage of the GPI.
Effective Gross Income (EGI)
$60.00
Effective gross income (EGI) is the Gross Potential Income plus other income minus vacancy.
Calculate Operating Expenses (OpEx)
$60.00
Annual Net Operating Income (NOI)
$ 0.00
The net operating income figure is a property's full income, minus the total operating expenses. This formula is typically used to quickly calculate the profitability of a particular investment.
Construction Financing
Required Equity Total: $ 0.00/ Total Project Cost: $ 0.00
Project Cost
Land costs ($)
Construction (Hard) costs ($)
Soft costs ($)
Please check if you have one of these:
Land Loan
Term for Land Loan (years)
Land Loan Equity Rate (%)
Land Loan Amount ($)
Land Loan Interest Rate (%)
Land Loan Interest Cost ($)
Construction Loan
Term for Construction Loan (years)
Construction Loan Equity Rate (%)
Construction Loan Amount ($)
Construction Loan Interest Rate (%)
Construction Loan Interest Cost ($)
Contingency Reserve ($)
%
Financing Fees ($)
%
Total Loan
Total Loan ($)
Required Equity Total ($)
Total Interest Cost ($)
Total Project Cost ($)
Permanent Financing
DSCR: $ 0.00/ Max Loan Amount: $ 0.00
NOI ($)
Target DSCR
Annual interest rate ( CMHC - MLI select ) (%)
Amortization (years)
Monthly Debt Service ($)
Annual Debt Service ($)
Maximum Loan Amount ($)
Max LTV (%)
Property Appraisal ($)
All Existing Loans ($)
All Equity Required ($)
Capital Surplus / Deficit ($)
Loan to Cost (LTC) (%)
Cash on Cash (%)
Net Operating Income: $ 0.00
Cash-on-Cash Return: 0.00 %
Capital Equity Required: $ 0.00
Lotmax.ca
Mortgage Amortization Report
Selected Product
| Product Name: | $0.00 |
| Description: | $0.00 |
| Required Depth: | $0.00 |
| Required Width: | $0.00 |
Proforma Summary
| Monthly Rent: | $0.00 |
| Annual Rent: | $0.00 |
| Effective Gross Income (EGI): | $0.00 |
| Net Operating Income (NOI): | $0.00 |
| Land Cost: | $0.00 |
| Construction Cost: | $0.00 |
| Total Project Cost: | $0.00 |
| Existing Equity: | $0.00 |
| DSCR: | 0% |
| Max LTV: | 0% |
| Loan Amount: | $0.00 |
Loan Terms
| Interest Rate: | 0% |
| Amortization Period: | 0 years |
| Monthly Payment: | $0.00 |
Lotmax.ca
Mortgage Amortization Report
Proforma Details
Rental Income
Monthly Rent: $ 0.00/ Annual Rent: $ 0.00
Monthly Rent: $ 0.00/ Annual Rent: $ 0.00
| Unit Profile | Affordable | Type of Unit | Rent per Unit | Number of Unit | Unit Area (Sq ft) | Storage Rent | Parking Rent | Monthly Rent | Annual Rent | Total Living Space |
|---|
Income Summary
GPI: $ 0.00/ EGI: $ 0.00/ NOI: $ 0.00
GPI: $ 0.00/ EGI: $ 0.00/ NOI: $ 0.00
| Vacancy Rate: | 0% |
| Vacancy & Bad Debt Allowance | |
| OpEx Rate: | |
| OpEx Cost: | $0.00 |
Lotmax.ca
Mortgage Amortization Report
Construction Financing
Required Equity Total: $ 0.00/ Total Project Cost: $ 0.00
Required Equity Total: $ 0.00/ Total Project Cost: $ 0.00
Project Cost
| Land Cost: | 0% |
| Hard Cost: | |
| Soft Cost: |
Land Loans
| Term for Loans: | 0 Years |
| Equity Rate: | |
| Amount: | |
| Interest Rate: | $0.00 |
| Interest Cost: | $0.00 |
Construction Loans
| Term for Loans: | 0 Years |
| Equity Rate: | |
| Amount: | |
| Interest Rate: | $0.00 |
| Interest Cost: | $0.00 |
Total Loans
| Total Loans: | 0 Years |
| Required Equity Total: | |
| Total Interest Cost: | |
| Total Project Cost: | $0.00 |
Lotmax.ca
Mortgage Amortization Report
Permanent Financing
DSCR: $ 0.00/ Max Loan Amount: $ 0.00
DSCR: $ 0.00/ Max Loan Amount: $ 0.00
| Target DSCR: | 0% |
| Annual interest rate ( CMHC - MLI select ): | |
| Amortization: | |
| Monthly Debt Service: | |
| Annual Debt Service: | |
| Maximum Loan Amount: | |
| Max LTV: | |
| Property Appraisal: | |
| All Existing Loans: | |
| All Equity Required: | |
| Capital Surplus / Deficit: | |
| Loan to Cost (LTC): | |
| Cash on Cash: |
Lotmax.ca
Mortgage Amortization Report
Amortization Summary (First 12 Months)
| Month | Payment | Principal | Interest | Balance |
|---|
Mortgage & Amortization
Mortgage Monthly Payment: $ 0.00
Total Principal Paid (12 months): $ 0.00
Loan Balance After 12 Months: $ 0.00
Small Amortization Table (First 12 Months)
| Month | Payment | Principal | Interest | Balance |
|---|